1 in 5 ISA Season Prize Draw

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 1.    The promoter of this Prize Draw is Quilter Invest Limited of Senator House, 85 Queen Victoria Street, London, EC4V 4AB (hereafter referred to as the “Promoter”). These are the Terms and Conditions on which the Promoter is offering the Prize Draw to you.

2.    The Quilter Invest 1 in 5 ISA Prize Draw (the “Prize Draw”) is open to all UK residents aged 18 years or over, except employees of the Promoter, their families, agents or any third party directly associated with administration of the Prize Draw.

3.    This Prize Draw is only available to new Quilter Invest Limited customers, who open a new Quilter Invest investment account during the Qualifying Period (“Eligible Entrants”). Not valid in conjunction with any other offers. Customers who have a promotional or referral code applied to their account will be excluded from the Prize Draw.

4.    Entry into the Prize Draw opens on 00:01 on 6 April 2026 and closes at 23:59 on 6 May 2026 (“Qualifying Period”). Any entries received after the Qualifying Period will not be included in the Prize Draw.

5.    Eligible Entrants will automatically be entered into the applicable Prize Draw tiers when opening a new Quilter Invest investment account and make a deposit, or initiate transfer from another provider, of the qualifying amounts during the Qualifying Period set out below:

a.     Tier 1:  one entry is awarded where the Eligible Entrant deposits a minimum of £1,000.

b.    Tier 2: one entry into both Tier 1 and Tier 2 is awarded where the Eligible Entrant deposits £20,000 or more.

6.      Only one prize can be won per customer. For the avoidance of doubt, eligibility is based on the deposited sum only and customers are not required to invest, trade or make investment decisions in order to be eligible for entry.

7.      Entries are automatic upon meeting the deposit requirements set out in condition 5. Where deposits are made by bank transfers, instant deposits or completed ISA transfers , it will count towards the qualifying deposit amount. Alternatively, you can enter the Prize Draw by submitting an entry for free during the Qualifying Period by emailing support@quilterinvest.com.

8.    Prizes for winning entrants (the “Prize”):

a.     Tier 1 winners will receive premium Bluetooth ear pods.

b.    Tier 2winners will receive a flagship smartphone model from a set list of options,  and this list is available upon request.

9.    A cash alternative is available for each Prize. Customers eligible for both tiers can only win one Prize and draws will be completed in descending order from Tier 2 to Tier 1.

10.  All deposits used to qualify for the draw, whether made by bank transfer or ISA transfer, must remain in the customer's Quilter Invest account for at least ninety days (90) at the end of the Qualifying Period to be eligible to enter the draw. If withdrawals are made during this period the balance must remain above the qualifying deposit requirements set out in condition 5 regardless of market movements, the user will be withdrawn from the Prize Draw.

11.  The winners for each Prize Draw tier will be selected by a random computer-generated draw from all eligible entries. The odds of winning are one in five for each tier. The draw will be conducted ninety (90) days after the end of the Qualifying Period, with the draw for Tier 2 taking place first, followed by the draw for Tier 1.  

12.  The Promoter accepts no responsibility for entries not successfully completed due to a technical fault of any kind.

13.  The winner of each Prize will be notified by email (using details provided at entry) within ten working days of the draw taking place and must provide any necessary information requested by the Promotor to claim their Prize.

14.  In the event that the winner does not respond with all the requested details to the Promoter within thirty days of being notified, the Prize will be forfeited, and the Promoter reserves the rights to disqualify the winner and shall be entitled to select another winner in accordance with the process described above.

15.  The Prize will be sent to the winner within thirty days of confirmation of address and preferred Prize (physical item or cash). Delivery times cannot be guaranteed. A cash alternative is offered for all Prizes, which would be sent to the customer’s Quilter Invest account within thirty working days should this option be chosen. For each Prize the maximum cash alternative for Tier 1 is £100, and for Tier 2 is £900. Delivery times for the cash Prize cannot be guaranteed, and the Promotor cannot be held liable for any delays or failures in the process. The Prize is otherwise non-exchangeable and non-transferable.

16.  The Promoter may, in their sole discretion, disqualify entries deemed to be non-compliant with these Terms and Conditions and they reserve the right to disqualify any entrant whose conduct may be unlawful or otherwise bring the Prize Draw into disrepute. In the event of such disqualification the Promoter may select another winner in accordance with the process described above.

17.  The decision of the Promoter regarding any aspect of the Prize Draw is final and binding and no correspondence or discussion will be entered into.

18.  If for any reason any aspect of this Prize Draw is not capable of running as planned, including by reason of infection by computer virus, network failure, bugs, tampering, unauthorised intervention, fraud, technical failures or any cause beyond the control of the Promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of a Prize Draw, the Promoter may in their sole discretion cancel, terminate, modify or suspend the Prize Draw, or invalidate any affected entries.

19.  The Promoter must either publish or make available information that indicates that a valid award took place. To comply with this obligation the Promoter will send the surname and county of the Prize winners to anyone who emails support@quilterinvest.com within one month after the Qualifying Period. If you object to any or all of your surname and county being published or made available, please contact the Promoter. In such circumstances the Promoter must still provide the information and winning entry to the Advertising Standards Authority on request.

20.  The Eligible Entrants are deemed to have accepted and agreed to be bound by these Terms and Conditions upon entry. The Promoter reserves the right to refuse entry or refuse to award the Prize to anyone in breach of these Terms and Conditions.

21.  The Promoter reserves the right to hold void, cancel, suspend or amend the Prize Draw  where it becomes necessary to do so.

22.  The Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, delay or damage, suffered or sustained (whether or not arising from any persons negligence) in connection with the Prize Draw or accepting or using the Prize, except for any liability which cannot be excluded by law (including personal injury , death and fraud) in which case that liability is limited to the minimum allowable by law.

23.  Personal data supplied during the course of this Prize Draw will only be processed asset out in the Promoter’s Privacy Policy available in the Legal Documents section of the Quilter Invest app. See also condition 19 with regard to the announcement of winners.

24.  If you wish to opt out of this Prize Draw you can do so by writing to us at support@quilterinvest.com.

25.  These Terms and Conditions and this Prize Draw are governed by English law. If any entrants to this Prize Draw wish to take court proceedings, then they must do this within the courts in the United Kingdom.